PAY YOUR PURCHASES FROM 2x TO 12x WITHOUT INTERESTS OR ANY FEES

HOW IT WORKS

No records, no paperwork and no credit approval delays

Using Parcela Já system, stores can now offer their customers an installment payment plan, on site, at absolutely no cost and interest free for the end customer. The solution only requires the use of the customer’s credit card and offers an outstanding opportunity to generate new purchases, pre-scheduling customer’s payments on a pre-selected monthly basis. The customer can decide to pay up to 12 interest free installments, without any bureaucratic paperwork or credit approval, on a 10 seconds online approval process.

To access the system, stores must have a Parcela Já POS terminal or the online app on their website. When using their Visa or Mastercard credit card, customers can decide on the go how many installments they are willing to pay their purchase.

Three simple steps
Passo 1

STEP 1

When checking out, the customer selects the number of interest free instalments

Passo 2

STEP 2

The customer inserts his ID card in the terminal

Image Description

STEP 3

The customer swipes his/hers credit card, types in the CVV and signs the receipt

Finished!

In 3 simple steps, the customers can pay for their purchase in several instalments without any cost or paperwork

Nothing hidden in the small print!

When the customer pays with Parcela Já the system generates a personal instalment plan

Parcela Já holds up to two instalments of the purchase on the credit card

The 1st instalment is charged immediately after the purchase and an authorization holding a maximum of two instalments is generated on the credit card.

Every month, Parcela Já charges the due instalment on customer's credit card, until the payment plan is completed. Occasionally, Parcela Já might hold up to a maximum of 2 instalments pre-authorization on customer’s credit card.

The sales value is received by the store within 72 working hours after completion of the sale.

INCREASE YOUR SALES WITH PARCELA JÁ